Blended Finance

Car Loan Insights

Explore practical guides on approvals, rates, fees, loan structures, and repayment planning so you can make better car finance decisions.

bad credit / car loans

Bad Credit Car Loans

A clear guide to credit history checks, common approval criteria, and steps to improve your chances for a car loan.

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cheap rate / car loan

Cheap Rate Car Loans

A comparison of interest rate types, total cost of borrowing, and how to spot genuinely low cost options.

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low income / car finance

Low Income Car Finance

Practical advice on budgeting, required documents, and alternative pathways for low income applicants.

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no deposit / car loans

No Deposit Car Loans

When zero-deposit loans are possible, how they affect risk, and what to check before accepting an offer.

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pre-approval / car loan

Car Loan Pre-Approval Guide

How pre-approval works, what documents to prepare, and how to use it when comparing vehicles.

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dealer finance / broker finance

Dealer Finance vs Broker Finance

A practical comparison of speed, flexibility, and total borrowing cost between dealer and broker pathways.

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refinance / car loan

Refinancing Your Existing Car Loan

Signals that refinancing may help and how to compare savings after fees and term changes.

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loan term / total cost

How Loan Term Changes Total Cost

Why longer terms reduce monthly pressure but can increase lifetime borrowing cost.

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secured / unsecured

Secured vs Unsecured Car Loans

The trade-offs between security requirements, rates, approval criteria, and borrower risk.

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fees / car loan

Car Loan Fees Explained

A breakdown of establishment, service, settlement, and early repayment fees to compare true cost.

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approval / car finance

Improve Your Car Loan Approval Chances

Concrete steps to improve affordability and lender confidence before you submit an application.

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