Privacy Policy

Introduction

361 Finance Group Limited (we, us, our) complies with the New Zealand Privacy Act 2020 when dealing with personal information. Personal information is information about an identifiable individual. This policy sets out how we will collect, use, disclose, and protect your personal information.

This policy does not limit or exclude any of your rights under the Act. For more information, contact our Privacy Officer at danni@blended.co.nz or visit privacy.org.nz.

Changes To This Policy

We may change this policy by uploading a revised policy onto the website. The change will apply from the date that we upload the revised policy.

What Is Personal Information?

Personal information includes, but is not limited to, your name, address, contact details, date of birth, occupation, payment details, employment history, education and qualifications, financial information, testimonials and feedback, evidence of source of funds or source of wealth, and other information about an identifiable individual.

Third Party Collection Of Information

Where we collect your personal information from someone other than you, we will take reasonable steps to notify you that we have collected your personal information, the purpose of the collection, the intended recipients of the information, the name and address of the agency collecting and holding the information, whether the collection is authorised or required by law and, if so, the law that authorises or requires the collection, and your right to access and request correction of that information, unless an exception applies under the Privacy Act 2020.

How We Use Your Personal Information

• To verify your identity.
• To provide services and products to you.
• To market our services and products to you, including by call, text, or email.
• To improve the services and products that we provide to you.
• To respond to communications from you, including a complaint.
• To protect or enforce our legal rights and interests, including defending any claim.
• For any other purpose authorised by you or the Act.

Disclosing Your Personal Information

We may disclose your personal information to:

• Companies or individuals who assist us in providing services or perform functions on our behalf.
• Product providers, including lenders and insurance companies.
• Financial advisers and financial advice providers who may use our services.
• Companies or individuals who perform checks such as compliance reviews and audits.
• Agencies that maintain databases against which your identity may be verified, including the New Zealand Department of Internal Affairs and New Zealand Transport Agency.
• Social media sites on which we may have a presence.
• Courts, tribunals, and regulatory authorities, including the FMA and Ministry of Justice.
• Complaint, privacy, human rights, cyber security, and overseas privacy regulators where relevant.
• Any person or agency we believe could assist in responding to a serious privacy breach.
• Anyone else to whom you authorise us to disclose it.

Except as described above, we will not disclose your personal information without your written or oral consent, unless we are required to do so by applicable law.

Protecting And Storing Your Personal Information

We will take reasonable steps to keep your personal information safe from loss, unauthorised activity, or other misuse. Our software is subject to audits to ensure it continues to meet security requirements. Data handled in our software is encrypted in transit and during storage and can only be accessed over secure network connections.

We retain personal information only as long as it is required for lawful purposes. Data may sometimes be held on-premises at 11C Corban Avenue, Henderson, Auckland 0612, New Zealand if it is provided to us outside our software.

Accessing And Correcting Your Personal Information

Subject to certain grounds for refusal set out in the Act, you have the right to access your readily retrievable personal information that we hold and to request a correction. Before you exercise this right, we will need evidence to confirm that you are the individual to whom the personal information relates.

To exercise either right, email danni@blended.co.nz with evidence of who you are and the details of your request.

Data Breaches

Our Privacy Officer has processes and systems in place in the event of a data breach. If such an event occurs, we will promptly identify, report and examine the personal data breach.

Internet Use

While we take reasonable steps to maintain secure internet connections, if you provide personal information over the internet, the provision of that information is at your own risk.

If you follow a link on our website to another site, the owner of that site will have its own privacy policy. We suggest you review that site's privacy policy before you provide personal information.

We use cookies to monitor your use of the website. You may disable cookies by changing your browser settings, although this may mean that you cannot use all features of the website.

We may use information about your use of our websites and other IT systems to prevent unauthorised access or attacks. Third-party suppliers may have access to monitoring and logging information, as well as information processed on our websites and other IT systems.